Join our Mode Live webinar to learn how and why retailers should fully embrace mobile. Register now.
We're fighting COVID-19. Learn how you can help us support the NHS.

A Payments And Loyalty Platform Designed For Growth

At Mode we have a vision - to launch a novel payments and loyalty solution designed so businesses can engage with customers in new and innovative ways by accessing deep behavioural insights.

Payments And Loyalty Are Broken

The payments and loyalty landscape is characterised by fragmentation and legacy infrastructure, which we believe results in pain points for both consumers and businesses.

At Mode, our vision is to resolve these issues by building a next-generation banking ecosystem that leverages our deep understanding of customer behaviour through rich financial and purchase data, allowing buyers and sellers to connect in new and advanced ways. Interested? Sign up to our waiting list today and be the first to know when we're ready to launch.


With our novel integrated solution, businesses could:

Accept A Cheaper & Safer Alternative To Cards Payments

Our aim is to eliminate costly card processing fees, and provide businesses with account-to-account payments directly to their business bank accounts.

70%
cheaper payment processing fees than with traditional channels

Tap Into A Growing High Value Userbase

Our vision is to help businesses tap into into the digital world where consumers have a wide portfolio of assets ready to be unlocked and used in the real world.

£2,400
is the average balance in a Mode user's account

Engage With Customers Through Tailored Rewards

Businesses could enjoy on going relationships with their customers that go beyond the transaction. Through access to deep behavioural insights, they'll be able to offer highly personalised rewards to drive loyalty where it matters most

77%
of shoppers think that loyalty programs should offer rewards that reflect their preferences

Our Mission is to Bring the Concept of the Super App to Europe

At Mode our goal is to merge separate and opaque worlds into one, allowing users to reap the benefits of banking, payments and loyalty in one single super-app, and enabling businesses to tap into the benefits of pooling data across a user's entire financial and purchasing lifecycle.

In the future, we are expecting Mode users to be able to:
Mode app personalised homepage showing transactions, bitcoin investments, GBP
Manage a vast collection of financial assets, including cryptocurrencies, in a smarter way, unlocking sleeping yields.
Mode app pay securely with facial recognition to confirm and make a payment with digital assets online and in storeMode app pay securely with facial recognition to confirm and make a payment with digital assets online and instore
Pay securely using a range of authentication methods with any digital asset balance in their account, both online and instore.
Receive exclusive and personalised offers from businesses without the need for loyalty cards.

Are You Ready To Join The Future Of Payments?

Mode is a registered trademark of Fibermode Limited. Fibermode Limited is a private limited company incorporated and registered under the laws of England and Wales with company number 11085143 and registered office address at Finsgate, 5-7 Cranwood Street, London, United Kingdom, EC1V 9EE. Fibermode Limited is part of R8 Group.

This website and its contents are being supplied to you solely for your information and are intended to present only background information on Fibermode Limited, its business and the industry sector in which it operates. This website and its contents do not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or solicitation or any offer to buy or subscribe for or otherwise acquire, securities or tokens in any jurisdiction, or an inducement to enter into investment activity.

Fibermode Limited does not provide advice to clients. Please seek your own legal, tax or investment advice as you deem appropriate.